If you’re looking for financial literacy activities for kids, you’ve found them! These editable worksheets ensure you can teach math skills AND financial literacy for 2nd, 3rd, 4th, and 5th grade students. We give you the basic questions to start, and then you can extend the learning with the editable options or through more directed teaching to ensure all your students’ individual needs are met.
I know financial literacy standards and expectations can vary a great deal. I used the Council for Economic Education as a guide post for creating my financial literacy questions. But with the editable options included via PowerPoint in each download below, you will be able to edit the questions to fit the needs of your students.
But before we dive into what these financial literacy activities are all about, I’ve love to give you a little background on why I chose to start creating them in the first place.
In the fall of 2018, my family went to the pumpkin patch with our young kids – only toddlers, at the time. I made the remark to my partner at the time that I was excited to hand each of the kids a set amount of money when they get older to let them pick how we decorate our front stoop for the season. This way they could decide if they wanted one bigger item, several medium items, or a bunch of small. Or maybe they would even pool the money they were given to work together.
A few weeks later, I ran across another article blaming teachers for the lack of financial literacy in the US. After all, we wouldn’t have the trillion dollar student loan debt if it weren’t for teachers. They are the ones clearly not teaching kids enough about money during their 13+ years in formal education. #eyeroll #sarcarm (I canNOT stand when teachers are blamed for society’s issues when we all know the family unit and communities in general have been struggling for decades!)
I started complaining about the article when my partner at the time said something like, “Rather than complain about it, what can you do?” At first I was upset, but I quickly realized he was right.
I thought back to that fall day in 2018 where I had the idea at the pumpkin patch, and I knew I was on to something!
That’s when my financial literacy for kids downloads were born! I want kids to really think about money. Students who complete my financial literacy downloads will be doing real life math, some project based learning, and they will also get a healthy dose of financial literacy (obviously!) along the way.
How can these downloads be used? I’m so glad you asked!
- As part of a unit on financial literacy
- For project based learning (PBL)
- As a real life math activity
- After state testing when a break from traditional academics is needed
- During short weeks or the week before or after a break (because – let’s be real – the kids are often excited or off, so why not make the most of it?)
- As enrichment for gifted and talented students (GATE) – but know that with the editable versions you can also use these for your students in Title I or Special Education too!
You’ll choose the math your students are working on. Most of the downloads can adapt addition and subtraction in the basic format, into the 100s or 1000s, or even multiplication and division. YOU put the parameters on the students to help decide what types of math they are doing. You push them to be at their level. It’s truly a teacher guided experience, and I love that because kiddos will get what THEY need.
Here are the Financial Literacy Activities for kids currently available –
- Planning a Trip
- Starting a Business
- Building a Structure (doghouse, birdhouse, or structure of their choice!)
- Planning a Birthday Party
- Getting a New Pet
- Making a Budget
- Random Acts of Kindness (this one is a freebie so you can see how much you love these!)
These downloads are a great way to introduce financial literacy activites while also exploring project-based learning and even tying in real life math skills. They’re great for second, third, fourth, and fifth grade upper elementary students.
You can differentiate for ALL learners with the open-ended worksheets. I suggest meeting with students as they work through their worksheets. This way you can help check their math, extend the learning, challenge them, fix any misconceptions, and make sure they are on the right track.
These are also great for potential home or community extension. If you know a dad who is a carpenter, ask him to come in and show how to build that birdhouse. Have a mom who volunteers at the local animal shelter? Ask her to bring an animal in and talk about the responsibilities and costs associated with a pet. Ask the local bank to come in and help the kids set up a budget. Or take a field trip to go bowling and have the students score their games withOUT the computers. There are so many options!
LAST CHANCE TO BUY! You can see the Financial Literacy Activities for Kids HERE.